It doesn’t much matter, says banker Joe Kesler, what dozen people you invite to sit down around the lunch table: They all have money problems.
For obvious reasons, they may not want to talk about those problems. It’s just too embarrassing. There’s the young father whose credit card debt has gotten way out of control. And there’s the widow who has an attractive nest egg for retirement, but absolutely no idea where to invest it productively and safely. They both have money problems. And then there’s everybody in between.