U.S. stocks briefly dipped Wednesday after the Federal Reserve raised short-term interest rates by a quarter point, but the markets made new gains Thursday shortly after opening. Fed policymakers said they expect to raise the interest rate a fourth time later this year and three times next year to keep a check on inflation in the strengthening U.S. economy.

Strike one: Puerto Rico last May, $123 billion in debt, became the first U.S. state or territory to admit it is essentially bankrupt. Strike two: Hurricane Maria last September ravaged the island. Strike three: Early this month Puerto Rico Gov. Ricardo Rosselló rejected the plan of a federal oversight board appointed to rein in the free-spending tendencies of territorial politicians.

At the end of a cab ride in Chengdu, my driver pulled over at my destination and asked, “You using Alipay?”—referring to the ubiquitous mobile phone app. No, I explained, I only had cash. I pulled out 50 RMB ($7.50) for the 25 RMB ride. “Oh,” the taxi driver responded, surprised anyone in 2017 still used cash. “I’m so sorry, I don’t have any change.” I ended up running out to a nearby store to break my 50 (thankfully the cashier had some physical bills stashed away) and returning to pay the embarrassed driver.

I’m so embarrassed. It was a basic principle of Christian stewardship—and I almost missed it! And as I’ve checked around, I sense others may be missing it as well.

To make the point, I have to tell you candidly that I’m a few years older than my wife, Carol. Which means that I became eligible for Social Security benefits a few years before she did.

Wells Fargo announced Thursday its fake bank account scandal is much worse than first disclosed. Investigators say bank employees opened 3.5 million accounts without customers’ knowledge, up from the 2.1 million initially discovered. The bank thought the scandal began in 2011 but quickly realized it stretched as far back as 2009. Wells Fargo employees opened the accounts under pressure from managers to meet aggressive sales targets.

BALTIMORE—After the fifth robbery at gunpoint of Park Cafe & Coffee Bar in a few months, owner David Hart decided something had to change. He was trying to keep his young coffee shop afloat in one of the few economically thriving Baltimore neighborhoods, Bolton Hill. It was a welcoming café, with delicious espressos, minimalist white counters, exposed brick walls, and a restored garage door that opened onto a porch on the street. The proximity to the street created an easy getaway for thieves.

With the GOP promising a “repeal and replace” of Obamacare, all eyes have turned to the U.S. Senate. The House passed a repeal-and-replace bill, the American Health Care Act, on May 4, and while the Senate is widely expected to make adjustments to the House plan, the reconciliation process gives senators a path to repeal and replace that requires only 51 votes, versus the 60 normally needed to prevent a filibuster.